Choosing the best salary account in the UAE depends on your needs. Emirates NBD offers strong digital services and a large ATM network. ADCB provides attractive rewards and discounts. Standard Chartered is known for its international reach and premium benefits. Mashreq Bank offers a convenient all-in-one Neo account with competitive features.
Comparison of the Best Bank for Salary Accounts in UAE
| Bank | Minimum Salary | Benefits | Features | Fees |
| Emirates NBD | AED 5,000 | Rewards, discounts | Digital banking | Low minimum balance |
| ADCB | AED 5,000 | Cashback, rewards | Credit cards, discounts | Free for life |
| Standard Chartered | AED 10,000 | International banking, premium benefits | Global Recognition | Higher minimum balance |
| Mashreq Bank | AED 3,000 | Salary advance, discounts | Free transfers | Competitive |
| HSBC | AED 15,000 | Global banking, loyalty | International branches, credit cards | Premium banking |
| RAKBANK | AED 5,000 | Lifestyle offers, travel insurance | Easy online banking | Low minimum balance |
| Dubai Islamic Bank | AED 5,000 | Islamic banking rewards | Sharia-compliant | Competitive |
| First Abu Dhabi Bank (FAB) | AED 10,000 | Exclusive offers, priority banking | Large ATM network | Higher minimum balance |
Best Salary Bank Account for Expats
Expats often choose Standard Chartered or HSBC for their salary accounts because these banks operate in many countries and offer services specifically for them.
Standard Chartered is great for managing money across borders. They offer accounts that hold multiple currencies, easy international transfers, and special expat banking services.
HSBC also has accounts designed for expats, with perks like global money transfers, the ability to hold multiple currencies, and access to branches around the world.
Best Salary Account for UAE Nationals
UAE nationals have two excellent choices for bank accounts: the Mashreq Happiness Account and the ADIB Current Account.
The Mashreq Happiness Account is an excellent option because it gives you up to AED 2000 just for opening an account. It also allows you to send money anywhere in the world for free and does not require a minimum salary.
The ADIB Current Account is a good choice if you earn at least AED 3000 per month. With this account, you can do your banking for free, get a free Visa debit card, and earn rewards through the ADIB pay program.
Best Salary Account for Low Salary Requirements
If you are looking for a bank account with no minimum salary requirement, First Abu Dhabi Bank’s FAB One Account is a great choice. It comes with a free debit card and allows you to send money for free.
Plus, you will get access to special discounts. Another good option is the ADCB Active Saver Account. It also does not require a minimum salary and offers attractive interest rates. You will get free online banking and a free debit card with this account.
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Meet Qazi Raza Ul Haq, a seasoned SEO specialist and content writer with 9 years of experience. Currently based in Dubai, he shares invaluable insights on living and working in the UAE. Passionate about programming, thriller movies, and exploring the UAE, Qazi is your go-to guide for all things UAE.